Mortgage licensing software
Mortgage licensing software that helps lenders, brokers, and servicers expand into new states faster, cut licensing costs, and stay exam-ready with a single, centralized platform.
Faster expansion, lower costs, better control
Brico is designed for mortgage lenders who want the speed of software, the confidence of expert guidance, and a licensing program that scales with their growth.
Faster Applications
Maintenance Work
More Joyful
Why mortgage licensing can block your growth
State mortgage licensing is fragmented across agencies, license types, and changing rules. Even experienced compliance teams struggle to keep up, and manual tools make every new state feel like starting from scratch.
Fragmented, state-by-state rules
- Each state defines mortgage lending, brokering, and servicing differently.
- Different license types (lender, broker, servicer, branch) mean different forms, disclosures, and fees.
- Requirements for net worth, surety bonds, control persons, and financials vary widely.
Manual tracking increases risk
- Spreadsheets, emails, and shared drives turn every filing into a project chase.
- Tasks and deadlines are easy to miss, especially across multiple branches and stakeholders.
- When examiners or auditors ask for evidence, it takes days to assemble a complete picture.
External providers are expensive and opaque
- Law firms and licensing service vendors rely on hourly billing and one-off projects.
- Costs are unpredictable, especially for ongoing amendments and renewals.
- Your team never gets a scalable system it can run internally.
A single platform for mortgage licensing
Brico’s mortgage licensing software centralizes state requirements and workflows into one system designed for lenders, brokers, and servicers. Your team gets clear checklists, automated forms, and real-time visibility across all licenses.
Up-to-date requirements for every state
- Prebuilt, state-specific checklists for mortgage lender, broker, and servicer
- Requirements distilled into clear steps: what to file, when, and who is responsible.
- Updated as states change rules, forms, or guidance.
Intelligent automation
- Auto-populate forms and data fields with reusable entity, branch, and control person information.
- Reduce duplicate data entry across NMLS and state-specific filings.
- Minimize inconsistent responses and avoid rework.
Digitized forms and documents
- Complete and track key forms directly in the platform instead of juggling PDFs and attachments.
- Store supporting documents (financials, policies, bonds, disclosures) in structured folders.
- Quickly pull the right documents for exams, audits, and renewals.
Centralized source of truth
- One workspace for all licenses, branches, filings, and tasks.
- Full history of applications, amendments, renewals, and regulator interactions.
- A durable system that survives team turnover and sustains rapid growth.
Built-in project management
- Assign tasks to compliance, operations, and branch managers with clear owners and due dates.
- Automatic reminders for upcoming deadlines, renewals, and outstanding items.
- Status views by state, license type, or entity so leaders can see exactly what’s in progress.
Licensing expert-in-the-loop
- Access to mortgage licensing specialists to help interpret edge cases and state-specific nuances.
- Get guidance on tricky scenarios without spinning up a new law firm project each time.
- Keep ownership of your program while still having expert support.
How Brico’s mortgage licensing software works
State mortgage licensing is fragmented across agencies, license types, and changing rules. Even experienced compliance teams struggle to keep up, and manual tools make every new state feel like starting from scratch.
Onboard and centralize your data
Import your entities, owners, licenses, and key documents into Brico and connect your existing NMLS records where applicable. This creates a clean foundation and a single view of your licensing posture.
Configure state-specific workflows
Apply Brico’s prebuilt checklists and automations for each state you operate in or plan to enter. Tailor tasks, approvals, and responsibilities to match your internal processes and team structure.
Run applications, renewals, and exams
Use the platform to manage new license applications, renewals, periodic reporting, and exam responses. Track every task and filing in one dashboard so you always know what’s done, what’s overdue, and what’s coming next.
What Mortgage Leaders Say About Brico
Mortgage teams use Brico to unlock multi-state growth without overwhelming their compliance and operations staff.
Cassandra Schwedfeger
Expert support from compliance professionals
Built for regulated mortgage businesses
Schedule a Demo
Discover how Brico can simplify your new license applications.